California is taking aggressive steps to reduce insurance fraud. After Los Angeles was named the "car insurance fraud capital" of the state in recent weeks, officials decided to take a stand against drivers who stage crashes. The resulting $6.9 million grant will be used by law enforcement to infiltrate and arrest drivers who participate in sophisticated insurance fraud rings. Drivers in San Jose may see changes in free car insurance quotes because of the state's actions.

Short-Term Outcomes:

Car insurance quotes in San Jose may be higher as will all quotes across the state. Until law enforcement break up the fraud rings, insurers will continue to charge drivers more for coverage. Car insurance quotes California (CA) drivers are accustomed to receiving are likely to be scarce over the next several months while enforcement strategies are executed.

Long-Term Expectations:

Once the fraud is under control, you can expect to get free car insurance quotes that again include significantly lower rates. Because of the direct relationship between fraud and policy rates, San Jose drivers will benefit from this initiative by getting lower rates even when rates increase in other states. When fraud is reduced, drivers get cheaper car insurance quotes in San Jose.